Consumer legal funding is not considered a traditional loan because repayment is only required if your case is successful. Although it's often incorrectly called a "loan" or "lawsuit loan" - especially after an accident - with our lawsuit or legal funding, you do not have to pay back if you lose your case. The terminology "loan" is widley used for convenience. For ease of understanding, we will use the term "loan" throughout the website.

Fast Pre-Settlement Funding for Attorney-Represented Plaintiffs

Have an active or pending lawsuit and an attorney? Check your eligibility for non-recourse pre-settlement funding in about 60 seconds. No credit check. Funding is subject to case review and state availability.

To be considered for settlement funding, you must:

  • Have an active or pending legal claim.
  • Already be represented by an attorney.
  • Be seeking lawsuit funding, not a personal loan.
  • Meet case review and state availability requirements

We are not a personal loan company.

Check whether you may qualify for pre-settlement funding based on your case status, attorney representation, and location.

Secure application • No credit check • No application fee • Attorney representation required • Questions? Call us at (609) 314-0439

Sorry, we can only review applications for applicants who already have an attorney and an active or pending legal case.

You may apply again once you have retained an attorney or if your case status changes to active or pending.

We are not a personal loan company and do not provide legal advice.

Terms of Service

*  By providing my phone number to Alliance Litigation Funding LLC, I agree and acknowledge that Alliance Litigation Funidng LLC may send text messages to my wireless phone number for any purpose. Message and data rates may apply. Message frequency will vary, and you can Opt-out by replying “STOP”. For more information on how your data will be handled, please visit our Privacy Policy Page.

*  No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

ARC Member Responsible legal funding standards
Secure Application Confidential information review process
No Credit Check Eligibility is based on case review
No Application Fee Check your case eligibility without an upfront application fee
Process

How the Pre-Settlement Funding Process Works

The review process is designed to help attorney-represented applicants understand whether their claim may qualify for lawsuit funding.

Funding decisions, timing, amount, and terms depend on completed review, attorney verification, documentation, state availability, and applicable funding requirements.

1

Submit Application

Provide your contact details, case type, attorney information, state, and requested funding amount.

2

Initial Review

The team reviews whether your case meets basic pre-settlement funding eligibility criteria.

3

Attorney Verification

With your authorization, Alliance coordinates with your attorney to verify case information.

4

Funding Decision

If your case qualifies, you receive available funding options and written agreement terms.

Pre-settlement funding explained

What Is Pre-Settlement Funding?

Pre-settlement funding is a cash advance for eligible plaintiffs who are waiting for a lawsuit or insurance claim to resolve. Many people search for this service as lawsuit loans, settlement loans, pre-settlement loans, legal funding, lawsuit funding, or a lawsuit cash advance.

Alliance Litigation Funding reviews the facts of the claim, attorney representation, documentation, potential settlement value, and state availability. Approved funding may help cover essential expenses while your case is still pending.

Pre-settlement funding is not a traditional personal loan. Eligibility is primarily based on your claim, attorney verification, documentation, state availability, and potential recovery.
Important: Alliance Litigation Funding is not a law firm and does not provide legal advice. Funding is subject to case review, attorney verification, state availability, underwriting approval, and written agreement terms.

Common search terms for this service

Pre-settlement funding
Case-based funding before a legal claim resolves.
Lawsuit loans or settlement loans
Common search terms people use, although funding is not a traditional personal loan.
Lawsuit cash advance
A cash advance reviewed against the potential recovery of an active legal claim.
Legal funding
Funding for eligible attorney-represented plaintiffs and qualifying civil claims.
Eligibility

Do You Qualify for Pre-Settlement Funding?

The strongest applications usually have an active claim, attorney representation, clear liability facts, documented damages, and a potential recovery source. Every application is evaluated individually.

1

Active Claim

Your legal claim must be active, pending, or in a stage where it can be reviewed for funding.

2

Attorney Required

You must already have an attorney or law firm representing you for the claim submitted.

3

Case Review

Alliance reviews case type, liability, damages, documentation, requested amount, and expected recovery.

4

State Availability

Funding availability and terms may vary based on where the claim is being handled.

Case types

Case Types That May Qualify for Pre-Settlement Funding

Alliance Litigation Funding reviews eligible personal injury and civil claims across multiple case categories, subject to attorney verification and state availability.

Car Accident Lawsuit Funding

Funding for eligible auto accident plaintiffs waiting for an insurance claim or lawsuit settlement.

Truck Accident Lawsuit Loans

Case-based funding review for eligible commercial truck and semi-truck accident claims.

Motorcycle Accident Funding

Pre-settlement funding review for attorney-represented motorcycle accident plaintiffs.

Slip and Fall Lawsuit Loans

Funding review for qualifying premises liability and slip-and-fall accident claims.

Personal Injury Settlement Loans

Legal funding options for eligible plaintiffs with qualifying personal injury matters.

Medical Malpractice Funding

Funding review for qualifying medical malpractice claims handled by an attorney.

Product Liability Funding

Funding review for product defect, product liability, and related injury claims.

Wrongful Death Funding

Funding review may be available for eligible wrongful death claims and recoveries.

Civil Rights and Other Claims

Other civil claims may be reviewed individually based on case facts and documentation.

Funding amount and cost

How Much Pre-Settlement Funding Can You Request?

The amount available depends on the facts of the case, expected recovery, damages, liability, insurance coverage, attorney feedback, documentation, requested amount, and state availability.

Applicants commonly search for low-cost pre-settlement funding, pre-settlement funding interest rates, or lawsuit settlement loans. Actual funding costs and repayment terms vary by case and must be reviewed in the written agreement before accepting funds.

What Does Pre-Settlement Funding Cost?

Funding costs vary by case, amount funded, expected time to recovery, and agreement terms. Applicants should review the written agreement before accepting funding and ask questions if anything is unclear.

State availability

Pre-Settlement Funding in States Alliance Reviews

Availability depends on the state where the case is being handled, case type, documentation, underwriting review, and applicable requirements. Select your state in the application so Alliance can review whether your claim may qualify.

Current application availability: The states below reflect current application availability. Availability may change, so submit an application or contact Alliance to confirm review options for your claim.
Alabama Alaska Arizona California Connecticut Delaware Florida Hawaii Idaho Iowa Louisiana Maine Massachusetts Michigan Minnesota Mississippi Montana Nebraska New Hampshire New Jersey New Mexico New York North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Dakota Texas Utah Vermont Virginia Washington Wisconsin Wyoming
Choosing a funding company

How to Compare Pre-Settlement Funding Companies

When comparing lawsuit funding companies, settlement loan companies, or pre-settlement funding companies, focus on transparent communication, attorney coordination, written agreement terms, and whether the company clearly explains that funding is subject to case review.

Ask About the Review Process

A clear funding company should explain what information is needed, why attorney verification matters, and what happens after submission.

Review the Written Terms

Costs, repayment conditions, timing, and any obligations should be reviewed before accepting pre-settlement funding.

Confirm State Availability

Legal funding availability may vary by state and claim type. Always confirm whether your case can be reviewed.

Avoid Personal Loan Confusion

Pre-settlement funding is not a traditional personal loan. It is generally reviewed against the claim and recovery potential.

Why plaintiffs choose Alliance: Alliance Litigation Funding focuses on attorney-coordinated review, clear eligibility requirements, and straightforward communication before any funding agreement is accepted.
Funding questions, answered

Frequently Asked Questions About Pre-Settlement Funding

Direct answers to common questions about lawsuit loans, settlement loans, lawsuit cash advances, and pre-settlement funding eligibility.

What is pre-settlement funding?

Pre-settlement funding is a cash advance for eligible attorney-represented plaintiffs with active or pending legal claims. It may help cover expenses while the case remains unresolved.

Is pre-settlement funding the same as a lawsuit loan?

Many people call it a lawsuit loan, settlement loan, or pre-settlement loan, but it is not a traditional personal loan. Eligibility is usually based on the legal claim and potential recovery, subject to written terms.

Can I apply if I am looking for a personal loan?

No. Alliance Litigation Funding reviews legal claims for pre-settlement funding. It is not a personal loan company and does not provide legal advice.

How does pre-settlement funding work?

You submit an application, Alliance reviews basic eligibility, your attorney verifies key case information, and a funding decision is made. If approved, you receive available terms before deciding whether to accept funding.

Do I need an attorney to apply?

Yes. Alliance Litigation Funding requires applicants to be represented by an attorney for the claim being submitted. Attorney verification is required before funding can be approved.

Can I apply if I do not have an attorney?

No. Alliance Litigation Funding requires attorney representation before a funding application can be reviewed. If you do not have an attorney, your case is not eligible for review at this time.

Can I get pre-settlement funding without my attorney's consent?

No. Attorney involvement is required because Alliance must verify case status, representation, documentation, and recovery information with the attorney or law firm handling the claim.

Does applying require a credit check?

Alliance generally evaluates eligibility based on the legal claim rather than a traditional consumer-credit underwriting process. Case strength, documentation, attorney verification, and state availability are more important.

What types of cases may qualify for lawsuit funding?

Eligible cases may include motor vehicle accidents, truck accidents, motorcycle accidents, slip-and-fall claims, personal injury, medical malpractice, product liability, wrongful death, civil rights claims, and other qualifying civil matters.

How much pre-settlement funding can I get?

The available amount depends on case value, liability, damages, insurance coverage, documentation, attorney feedback, requested amount, and applicable state requirements.

How much does pre-settlement funding cost?

Costs vary by case, amount funded, expected time to recovery, and agreement terms. Review the complete written agreement before accepting funding and ask questions if anything is unclear.

What happens if I do not recover compensation?

Under a non-recourse funding agreement, repayment is generally made from a successful recovery. If there is no recovery, repayment is generally not required, subject to the specific agreement terms and applicable law.

Ready to Check Your Case Eligibility?

You may be eligible to apply when you have an active or pending slip and fall or premises liability claim, are represented by an attorney, and meet Alliance’s case and state requirements.

Apply for fundingCall Us TodayThis email address is being protected from spambots. You need JavaScript enabled to view it.

Basic Eligibility Checklist

✓ Active or pending motorcycle accident claim

✓ Attorney representation required

✓ Eligible state and case type

✓ Case documentation available for review

✓ Funding subject to individual evaluation

Alliance Litigation Funding is not a law firm and does not provide legal advice. Funding is subject to case review, attorney verification, state availability, underwriting approval, requested amount, documentation, and written agreement terms. Submitting an application does not guarantee approval, funding amount, timing, or agreement terms.

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